The type of insurance or indemnity that doctors have depends on where they work, whether they are employed or self-employed and the type of medicine they practise.
The following examples provide a broad guide. If you have a question about a doctor’s insurance or indemnity, you should ask your doctor who is under a duty to confirm that they hold adequate and appropriate insurance or indemnity. We do not keep a record of the insurance or indemnity arrangements of individual doctors.
Doctors employed by NHS or HSC hospitals
The doctors you see in NHS or HSC hospitals are directly employed by that hospital, so the NHS or HSC will take responsibility for compensating any patient who suffers harm resulting from negligence. This means that these doctors don’t need to have additional insurance or indemnity for the work they carry out as an employee.
If you are seeing a GP, they should have insurance or indemnity either because the NHS or HSC employs them directly, or because their contract requires it.
Seeing doctors privately
If you are seeing a doctor privately for non-NHS or non-HSC healthcare, they should have adequate and appropriate insurance or indemnity. If necessary, you can ask the doctor to confirm that they hold adequate and appropriate insurance or indemnity.